1. If you have a debt collection issue;
2. If you have been sued for a debt, or suspect you are about to be sued;
3. If your car or other vehicle has been repossessed, or is about to be repossessed;
4. If you have a judgment on your record, or are having your wages garnished, or property attached; 5. If you feel you have been cheated by a debt negotiator;
6. If you are having trouble with debt collectors and student loans;
7. If you have another consumer related issued;
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